| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 6.000% | 1.000% | 6.154% | $300,000 | $1,798.65 | 10/8/2025 |
| 15-Year Fixed | 5.500% | 0.750% | 5.713% | $300,000 | $2,451.25 | 10/8/2025 |
| 7-Year ARM | 5.125% | 1.000% | 6.197% | $300,000 | $1,633.46 | 10/8/2025 |
| 30-Year Fixed Invest | 7.000% | 0.875% | 7.132% | $300,000 | $1,995.91 | 10/8/2025 |
| Jumbo 30-Year Fixed | 6.250% | 0.875% | 6.377% | $900,000 | $5,541.45 | 10/8/2025 |
| Jumbo 15-Year Fixed | 5.500% | 0.875% | 5.701% | $900,000 | $7,353.75 | 10/8/2025 |
| 7-Year Jumbo ARM | 5.000% | 1.000% | 6.026% | $900,000 | $4,831.39 | 10/8/2025 |
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