| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 6.000% | 0.625% | 6.119% | $300,000 | $1,798.65 | 1/2/2026 |
| 15-Year Fixed | 5.375% | 0.750% | 5.586% | $300,000 | $2,431.40 | 1/2/2026 |
| 7-Year ARM | 5.250% | 0.625% | 5.994% | $300,000 | $1,656.61 | 1/2/2026 |
| 30-Year Fixed Invest | 6.750% | 0.750% | 6.868% | $300,000 | $1,945.79 | 1/2/2026 |
| Jumbo 30-Year Fixed | 6.000% | 0.750% | 6.112% | $900,000 | $5,395.95 | 1/2/2026 |
| Jumbo 15-Year Fixed | 5.375% | 0.875% | 5.574% | $900,000 | $7,294.19 | 1/2/2026 |
| 7-Year Jumbo ARM | 5.250% | 0.625% | 5.919% | $900,000 | $4,969.83 | 1/2/2026 |
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