Introducing WECU Lux Visa

3x Rewards1
0% Intro APR for 12 Months2
25K Bonus Points3

Great rates, low fees

When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.

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Quick and No Risk

Prequalify today!

Prequalify for a personal loan, auto loan, or credit card in minutes, with no impact to your credit score!§

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Whatcom and Skagit Libraries

WECU Official Community Partner of Whatcom and Skagit Library Summer Reading Programs

WECU has partnered with several Whatcom and Skagit Counties library systems to support their summer reading programs. WECU’s support will enable each library system to improve its programs and purchase more books for participating students and community members.

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What is YOUx?

YOUx is the place for WECU members to engage, share feedback, and earn rewards while also helping to influence the future of the credit union.

Member Benefits

Early Payday

Get your paycheck up to two days earlier†† with a WECU checking account. You’ve earned it.

Get Banking On-The-Go

Members love WECU Mobile

Download our 4.8-star app today to check balances, move money, and deposit checks anytime, anywhere. Learn more

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13x rewards points applies to Dining, Entertainment, Home Improvement, and Streaming purchases. All other categories receive 1x rewards points.

20% Intro APR for 12 months on purchases and balance transfers. Balances transferred from existing WECU cards do not qualify. 12-month period ends after 12 statement cycles. After 12 months, variable rate of 18.90% APR – 25.90% APR will apply, depending on creditworthiness. Rates and terms subject to change at any time without notice.

3To receive 25,000 bonus points, you must spend $2,500 on your WECU Lux Visa in the first 90 days.

* APR = Annual Percentage Rate

†† Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date

‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.6 in Google Play, as of April 2023.

We are excited to help you on your home ownership journey!

The first step is to create an account for your customized Real Estate experience.

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