10/18/19
One Way to Rebuild Bad Credit
Transcript: Your credit score can put up roadblocks in your life. With bad credit, it’s hard to get a loan, get an apartment, receive affordable insurance...
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Borrow responsibly
WECU wants you to manage debt in a healthy way, and we’re here to help.
08/03/19 – 2 min read
Maximize Your Credit Score
No one can tell you exactly what makes up your credit score. Well, except for the credit bureaus, and they’re not telling- it’s their “secret sauce.” We...
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07/31/19 – 2 min read
Paying Down Debt: Avalanche vs. Snowball
It’s hard to know where to start when paying down debt. The Avalanche and Snowball methods are two great roadmaps to becoming debt-free. To illustrate how...
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07/27/19 – 1 min read
Secured Credit Cards, the Smart Way to Improve Credit
Repair your credit and not pay any interest or fees? Yes please! Credit cards can be a great way to improve your credit – if you use them well. By keeping...
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07/23/19 – 1 min read
What’s “Credit”?
We’ve all gone to school, so let’s use a report card and GPA analogy to describe the world of credit reports and credit scores. Let’s take you back to...
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06/11/19 – 3 min read
Should I Pay off My Credit Card with a Personal Loan?
Personal loans typically offer lower interest rates than credit cards. Swapping a higher interest rate credit card debt for a lower interest rate personal loan...
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05/28/19 – 2 min read
When Should I Refinance My Mortgage?
Refinancing your mortgage can lower your interest rate, tap into the equity of your home, or eliminate private mortgage insurance, however it’s important to...
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12/17/18 – 4 min read
Does it Make Sense to Lease a Vehicle or Own?
Almost one in three new cars on the road in America is leased. This trend is on the rise, inching up from just 22% of new vehicles in 2012 according to cars.com...
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12/08/18 – 3 min read
You’re Not Evaluated by All Lenders the Same
Three Lenders, Three Different Offers – Here’s Why When you apply for a loan, not all lenders evaluate whether you’re approved or denied by the same...
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09/06/18 – 3 min read
How to Use Your Credit Card Like a Super Hero
Believe it or not, there’s a lot of good that can come from owning a credit card. Not only, with proper use, can you reap the rewards of cash back, airline...
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07/17/18 – 2 min read
Stress-Free Home Buying
The real estate market in Whatcom County is hot. According to a Bellingham Herald article in the first quarter of 2018: median home prices sold jumped 15.6% to ...
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07/17/18 – 3 min read
What’s Your Money Personality?
Have you ever taken a pointless personality test? Most of us have. Like – “Which house of Hogwarts best fits your personality”, or “You’re...
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WECU members have access to free, high-quality financial counseling and education through Money Management International (MMI). Programs include Budget and Debt Counseling, Credit Report Review, Student Loan Coaching, Pre-Purchase Housing Counseling, and Foreclosure Prevention.
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