| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 6.625% | 0.625% | 6.751% | $300,000 | $1,920.93 | 6/30/2025 |
| 15-Year Fixed | 5.750% | 1.000% | 6.004% | $300,000 | $2,491.23 | 6/30/2025 |
| 7-Year ARM | 5.500% | 1.000% | 6.418% | $300,000 | $1,703.37 | 6/30/2025 |
| 30-Year Fixed Invest | 7.375% | 0.750% | 7.497% | $300,000 | $2,072.03 | 6/30/2025 |
| Jumbo 30-Year Fixed | 6.500% | 0.750% | 6.618% | $900,000 | $5,688.61 | 6/30/2025 |
| Jumbo 15-Year Fixed | 5.625% | 1.000% | 5.847% | $900,000 | $7,413.59 | 6/30/2025 |
| 7-Year Jumbo ARM | 5.375% | 1.000% | 6.244% | $900,000 | $5,039.74 | 6/30/2025 |
* Rates are owner occupied single-family purchase money rates assuming a 25% down payment and credit score of 780.
**The Annual Percentage Rate (APR) is the cost of credit expressed as a yearly rate. The APR takes into account closing costs and fees. Interest rates, APRs, and points shown are subject to change without notice.
***Payment examples are principal and interest only and do not include amounts for taxes and insurance premiums. Actual payment may vary based on your specific situation.
Your home is a special place. And we're here to make the home buying process easier and stress-free, with competitive rates and low fees. Get started today!
Apply Now
• Competitive rates & low fees
• Local servicing
• Free pre-approvals
• Automatic payment options
• 24/7 online access to your account
• Online application and approval
Unlock the path to homeownership with VA loans, designed to honor the service of veterans and active-duty personnel. Enjoy competitive rates, flexible terms, and dedicated support throughout the process. Explore our VA loans page to discover how we can help you achieve your homeownership goals.
Watch our educational webinar to learn about anything and everything for our first time home buyers.
The information provided on this page is for comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval.
The payment examples do not include mortgage insurance, amounts for taxes, and insurance premiums. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums. An initial borrower deposit may be required if an escrow account for taxes and insurance is established.
There may be additional loan options (not available online) for your specific loan type, including USDA, depending on loan amount, occupancy, number of units, loan to value and purpose. Please call us at 800-525-8703 x7390 to discuss additional options or click Team page to make an appointment with a Mortgage Advisor.
Adjustable Rate Mortgage Disclosure
Consumer Handbook on Adjustable Rate Mortgages
NMLS ID 401041
WECU real estate products are available only for properties located within Washington State.
The site you are about to visit is not operated or controlled by WECU, nor is WECU responsible for its content. WECU is not to be misconstrued as a representative for visitors of our website, the third party website operator, or for our members in the event of communication or a transaction. WECU's website terms, privacy and security policies may differ from this site.
The first step is to create an account for your customized Real Estate experience.
