Savings Account

A simple, safe place to keep and grow your money with great rates, easy access, and the dividends that come with being a member of WECU.

open account

UP TO 0.10% apy*

*Annual Percentage Yield.
Restrictions apply.

Account Type	Standard APY¹	With Spend Plus Checking APY	Minimum Opening Balance	Dividends Compounded & Credited	Dividend Period²
First Step Savings³	7.00% on first $500	N/A	$1*	Quarterly	Quarterly
Stash (Emergency) Savings⁴	6.00% on first $2500	N/A	$1*	Monthly	Monthly
Regular Savings	0.10%	N/A	$1*	Quarterly	Quarterly
High Yield Plus Savings⁵ ($500,000.01+)	2.75%	4.00%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($100,000.01-$500,000.00)	2.50%	3.50%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($50,000.01-$100,000.00)	2.25%	3.00%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($0 - $50,000.00)	0.01%	0.50%	$1*	Monthly	Monthly
Money Market ($100,000+)	2.50%	N/A	No Minimum	Monthly	Monthly
Money Market ($0-$99,999)	0.50%	N/A	No Minimum	Monthly	Monthly
Health Savings (HSA)	0.10%	N/A	No Minimum	Quarterly	Quarterly
Trust, Estate, or IRA Savings	0.50%	N/A	No Minimum	Quarterly	Quarterly

Account Type

Standard APY¹

With Spend Plus Checking APY

Minimum Opening Balance

Dividends Compounded & Credited

Dividend Period²

First Step Savings³

7.00% on first $500

N/A

$1*

Quarterly

Stash (Emergency) Savings⁴

6.00% on first $2500

N/A

$1*

Monthly

Regular Savings

0.10%

N/A

$1*

Quarterly

High Yield Plus Savings⁵ ($500,000.01+)

2.75%

4.00%

$1*

Monthly

High Yield Plus Savings⁵ ($100,000.01-$500,000.00)

2.50%

3.50%

$1*

Monthly

High Yield Plus Savings⁵ ($50,000.01-$100,000.00)

2.25%

3.00%

$1*

Monthly

High Yield Plus Savings⁵ ($0 - $50,000.00)

0.01%

0.50%

$1*

Monthly

Money Market ($100,000+)

2.50%

N/A

No Minimum

Monthly

Money Market ($0-$99,999)

0.50%

N/A

No Minimum

Monthly

Health Savings (HSA)

0.10%

N/A

No Minimum

Quarterly

Trust, Estate, or IRA Savings

0.50%

N/A

No Minimum

Quarterly

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