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| Account Type | Standard Dividend Rate¹ | Standard APY² | Minimum Opening Balance | Dividends Compounded & Credited | Dividend Period³ |
|---|---|---|---|---|---|
| Savings | 0.50% | 0.50% | $1* | Quarterly | Quarterly |
| Education Savings | 0.50% | 0.50% | No Minimum | Quarterly | Quarterly |
| First Step Savings⁴ | 6.78% on first $500 | 7.00% on first $500 | $1 | Quarterly | Quarterly |
| Health Savings | 0.50% | 0.50% | No Minimum | Quarterly | Quarterly |
| IRA Savings | 0.50% | 0.50% | No Minimum | Quarterly | Quarterly |
| Money Market ($0-$99,999) | 0.75% | 0.75% | No Minimum | Monthly | Monthly |
| Money Market ($100,000+) | 2.96% | 3.00% | No Minimum | Monthly | Monthly |